About Me

How Helping Hands Insurance Started

Who I Am

Hi, I'm Hayley Rogers

I'm a Georgia girl and a graduate of the University of North Georgia with a Bachelor's Degree in Communication. I entered the health insurance industry in 2023 as a captive agent and quickly realized I wanted to do more for my clients than any single company would allow.

In 2024, I founded Helping Hands Insurance my own personal brokerage so I could put your needs first, every time.

What I Do

Insurance, made human.

Health insurance can feel like another language. I take the time to understand your needs, then translate the fine print into clear choices so you can pick a plan with confidence.

  • Personalized consultations focused on your priorities

  • Complete transparency no hidden agendas or pressure

  • Side by side breakdowns of pros and cons for each plan

  • Education-first approach so you understand every choice

When I'm Available

Standard business hours, plus flexible evening and weekend appointments for busy professionals and small business owners.

Weekdays

8 AM – 5 PM

Evenings & Weekends

By appointment

Where I Can Help

Licensed in Life and Health Insurance across 10 states. Outside this list? Reach out I'll connect you with the right person.

  • Georgia

  • North Carolina

  • Kentucky

  • Maryland

  • Kansas

  • South Carolina

  • Virginia

  • Texas

  • Delaware

  • South Dakota

Ready to find a plan that actually fits?

If you are interested in hearing more, please click the link below to contact me!

FAQ

Frequently Asked Questions

Can I only change my health insurance plan during Open Enrollment (November 1st – January 15th)?

Generally, yes Open Enrollment is the main window. However, qualifying life events (job loss, marriage, new baby, moving) unlock a Special Enrollment Period that lets you enroll or make changes outside of Open Enrollment.

What is a Special Enrollment Period (SEP)?

A Special Enrollment Period is a time outside of Open Enrollment when you can sign up for or change your health insurance plan. Qualifying events include losing other coverage, getting married, having a baby, moving to a new area, or changes in household income.

Am I subject to a financial penalty if I am uninsured?

At the federal level, the ACA penalty was reduced to $0 after 2018. However, some states (like California, New Jersey, and Massachusetts) still enforce their own individual mandates with penalties. Check your state's rules or ask me directly.

Do I have to keep the insurance offered through my employer, even if I don't like it?

No! If your employer's plan doesn't meet your needs, you may qualify for marketplace plans. However, if your employer's plan is considered "affordable" by ACA standards, you may not qualify for a subsidy on the marketplace. I can help you compare both options.

I have a doctor I've seen for years. If I change plans, can I keep seeing them?

Possibly! Whether your doctor is covered depends on the plan's network. Before switching plans, I'll verify whether your current doctors and preferred hospitals are in-network so there are no surprises.

Helping Hands Insurance

I am not affiliated directly with the Health Insurance Marketplace. I am a Licensed independent agent broker. NPN: 21054458.

Quick Links

Home

©2026 Helping Hands Insurance. All Rights Reserved.